SYCAMORE SPECIALTY UNDERWRITERS
Specialty homeowners and dwelling programs for independent agents.
Admitted and E&S options for well-kept homes that fall outside standard appetite on one factor, quoted and issued from your office in the agent portal.
TWO DIVISIONS
One contract, two ways to place business.
Exclusive personal lines programs
Homeowners and dwelling programs in Texas, quoted and issued in the agent portal.
Commercial and specialty brokerage
One submission path in all 50 states across property, casualty, professional, management, cyber, and workers’ compensation.
FEATURED PROGRAMS
Multiple programs, one portal.
ADMITTED
Homeowners Core
HO3 on replacement cost for owner-occupied homes. Coverage A to $600,000 automatic, higher with underwriting approval.
EXCESS & SURPLUS
Dwelling Essentials
DP1 on actual cash value for dwellings and manufactured homes. Coverage A to $400,000, with landlord and vacant risk eligible.
What are you placing?
Five factors most markets walk away from.
Older roof
Excluded by endorsement, with a credit applied.
Vacant property
Eligible for an initial 12-month term.
Manufactured home
Non-salvaged manufactured homes eligible
Landlord rental
Up to 25 rentals on a single policy.
Prior claims
Prior losses considered, no credit check to qualify.
Built for the way agents actually work.
Instant portal quoting
Quote, issue, and deliver the policy from your office in minutes.
Carrier-formed underwriting
Built by underwriters, with real data and discipline behind every file.
A-rated markets
A-rated, admitted and surplus paper behind each of our featured programs.
Others decline, we design
Exclude it, endorse it, change the coverage basis, or refer it.
Where we write.
TX
Program Division
Homeowners and dwelling programs filed in Texas.
50
Wholesale Division
Brokerage placements in all 50 states.
What partners say.
I’ve written a few Homeowners Core policies and have been very pleased with the entire process. The underwriting has been awesome, everyone has been super helpful, and the pricing has been great!
Independent Agent · Center, TX
I just wanted to send you a short email to brag on an underwriter in the PL department that went over and beyond what he had to today to help me…
Getting good service in today’s world is rare.
Agency Owner · Groesbeck, TX
My underwriter is fantastic. Every time I reach out, she gets it right the first time. She’s so good that I told her to take the rest of the day off.
Independent Agent · Mesquite, TX
Here for the people behind the policy.
Sycamore policies are sold and serviced through independent agents. Your agent is the first call, and these links cover the rest.
